An outdoor heat pump unit mounted on a concrete pad in front of a two-story suburban house with a landscaped lawn.

Heat pump vs Furnace in Windsor County, Vermont

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if you don't have gas line access to your home. Just make sure it's a cold-climate model. Winter nights here average 12°F, and a standard heat pump loses heating power in that kind of cold. Expect to pay more to run it than a gas furnace at Vermont's current prices.

When a furnace makes sense

A furnace is the better fit for most homes here, especially with 9 months of heating needed and nights averaging 12°F all winter. It keeps its full output no matter how cold it gets outside, and natural gas costs at least 25% less to run than a heat pump at Vermont's prices. The tradeoff is that it only heats, so you'd need a separate system for cooling.

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if you don't have gas line access to your home. Just make sure it's a cold-climate model. Winter nights here average 12°F, and a standard heat pump loses heating power in that kind of cold. Expect to pay more to run it than a gas furnace at Vermont's current prices.

When a furnace makes sense

A furnace is the better fit for most homes here, especially with 9 months of heating needed and nights averaging 12°F all winter. It keeps its full output no matter how cold it gets outside, and natural gas costs at least 25% less to run than a heat pump at Vermont's prices. The tradeoff is that it only heats, so you'd need a separate system for cooling.

A large outdoor air-conditioning unit mounted beside a vinyl-sided house, surrounded by mulched garden beds and green shrubs.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement containing a gas furnace with ductwork in the foreground and miscellaneous stored items along the far concrete wall.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Windsor County.

Winter nights here average 12°F, and gas heat runs at least 25% cheaper than a heat pump at Vermont prices, so the furnace wins.

At least 25% lessto heat with natural gas than with a heat pump, at Vermont prices
12°Faverage winter low
3%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump will still heat it through those 12°F nights and cool it come summer.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 25% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 12°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling as well as heat from one system, or if you don't have gas line access to your home. Just make sure it's a cold-climate model. Winter nights here average 12°F, and a standard heat pump loses heating power in that kind of cold. Expect to pay more to run it than a gas furnace at Vermont's current prices.

When a furnace makes sense

A furnace is the better fit for most homes here, especially with 9 months of heating needed and nights averaging 12°F all winter. It keeps its full output no matter how cold it gets outside, and natural gas costs at least 25% less to run than a heat pump at Vermont's prices. The tradeoff is that it only heats, so you'd need a separate system for cooling.

A Windsor County contractor will price both against your own house, your ductwork and your panel.

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