An outdoor air conditioning condenser unit mounted on a concrete pad next to a residential house at sunset.

Heat pump vs Furnace in Washington County, Vermont

When a heat pump makes sense

If you want cooling as well as heating from one system, a heat pump gives you both. Just make sure it is a cold-climate model. Standard heat pumps lose heating power once temperatures drop, and winter nights here average 10°F from December through February.

When a furnace makes sense

If gas is already run to your home, a furnace is the cheaper way to heat it. Natural gas costs at least 25% less than a heat pump here at Vermont prices, and with 9 months of heating a year that difference adds up. It won't cool your home in summer, so you would need a separate system for that.

When a heat pump makes sense

If you want cooling as well as heating from one system, a heat pump gives you both. Just make sure it is a cold-climate model. Standard heat pumps lose heating power once temperatures drop, and winter nights here average 10°F from December through February.

When a furnace makes sense

If gas is already run to your home, a furnace is the cheaper way to heat it. Natural gas costs at least 25% less than a heat pump here at Vermont prices, and with 9 months of heating a year that difference adds up. It won't cool your home in summer, so you would need a separate system for that.

An outdoor heat pump unit mounted on a concrete pad in front of a two-story suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement interior featuring a large metal furnace unit, exposed ceiling joists, concrete walls, and scattered boxes and cables on the floor.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Washington County.

Nights here average 10°F all winter, and gas heat runs at least 25% cheaper than a heat pump at Vermont prices.

At least 25% lessto heat with natural gas than with a heat pump, at Vermont prices
10°Faverage winter low
3%of homes here heat with gas

If your home has no gas line to tap into and you also want central air conditioning, a cold-climate heat pump covers both jobs without adding a second system.

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Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 25% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 10°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If you want cooling as well as heating from one system, a heat pump gives you both. Just make sure it is a cold-climate model. Standard heat pumps lose heating power once temperatures drop, and winter nights here average 10°F from December through February.

When a furnace makes sense

If gas is already run to your home, a furnace is the cheaper way to heat it. Natural gas costs at least 25% less than a heat pump here at Vermont prices, and with 9 months of heating a year that difference adds up. It won't cool your home in summer, so you would need a separate system for that.

A Washington County contractor will price both against your own house, your ductwork and your panel.

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